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		<title>The MortgagePoint</title>
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			<guid><![CDATA[https://themortgagepoint.com/2026/03/20/redemption-rights-across-state-lines-why-local-nuance-drives-national-results/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/20/redemption-rights-across-state-lines-why-local-nuance-drives-national-results/]]></link>
			<title>Redemption Rights Across State Lines: Why Local Nuance Drives National Results</title>
			<pubDate><![CDATA[Wed, 25 Mar 2026 21:24:36 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/2026/04/01/a-broader-look-at-u-s-mortgage-metrics/]]></guid>
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			<title>Comptroller Offers a Broader Look at U.S. Mortgage Metrics</title>
			<pubDate><![CDATA[Wed, 01 Apr 2026 22:46:12 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/2026/04/01/over-half-of-home-listings-are-going-stale-across-the-nation/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/04/01/over-half-of-home-listings-are-going-stale-across-the-nation/]]></link>
			<title>Over Half of Home Listings Across the Nation are Going &#8216;Stale&#8217;</title>
			<pubDate><![CDATA[Wed, 01 Apr 2026 20:54:31 +0000]]></pubDate>
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			<title>Fed Official Says Monetary Policy Should Hold for Some Time</title>
			<pubDate><![CDATA[Wed, 01 Apr 2026 20:54:05 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/2026/04/01/u-s-home-prices-post-annual-gains-in-january/]]></guid>
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			<title>U.S. Home Prices Post Annual Gain in January </title>
			<pubDate><![CDATA[Wed, 01 Apr 2026 20:39:28 +0000]]></pubDate>
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			<link><![CDATA[https://themortgagepoint.com/2026/04/01/senators-unveil-bipartisan-bill-to-address-housing-affordability-in-rural-america/]]></link>
			<title>Senators Unveil Bipartisan Bill to Address Housing Affordability in Rural America</title>
			<pubDate><![CDATA[Wed, 01 Apr 2026 15:40:00 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/2026/04/02/2025-posts-best-year-for-multifamily-missing-middle-construction-in-nearly-20-years/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/04/02/2025-posts-best-year-for-multifamily-missing-middle-construction-in-nearly-20-years/]]></link>
			<title>Multifamily ‘Missing Middle’ Construction Reaches Post-Recession High </title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 20:53:08 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/podcast/whats-happening-in-us-housing-market/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/podcast/whats-happening-in-us-housing-market/]]></link>
			<title>Dr. Selma Hepp on What’s Really Happening in the U.S. Housing Market</title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 20:52:14 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/2026/04/02/trump-administration-has-new-plan-to-cut-two-thirds-of-cfpb-workforce/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/04/02/trump-administration-has-new-plan-to-cut-two-thirds-of-cfpb-workforce/]]></link>
			<title>Trump Administration Moves to Cut CFPB Workforce Amid Legal Fight </title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 20:50:46 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/2026/03/31/fhfa-house-price-index-rises-0-1-in-january-up-1-6-from-last-year/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/31/fhfa-house-price-index-rises-0-1-in-january-up-1-6-from-last-year/]]></link>
			<title>FHFA HPI Shows Modest January Growth as U.S. Home Prices Climb</title>
			<pubDate><![CDATA[Tue, 31 Mar 2026 22:33:08 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/31/does-a-dropping-population-make-miami-is-the-new-san-francisco/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/31/does-a-dropping-population-make-miami-is-the-new-san-francisco/]]></link>
			<title>Miami Population Decline Signals ‘New San Francisco’ Housing Trend  </title>
			<pubDate><![CDATA[Tue, 31 Mar 2026 21:47:19 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/2026/03/30/number-of-home-sellers-vs-buyers-reaches-biggest-gap-on-record/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/30/number-of-home-sellers-vs-buyers-reaches-biggest-gap-on-record/]]></link>
			<title>Number of Home Sellers vs. Buyers Hits Record High </title>
			<pubDate><![CDATA[Tue, 31 Mar 2026 21:46:01 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/podcast/foreclosure-litigation-trends-and-strategies/]]></guid>
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			<title>Foreclosure Litigation Trends and Strategies w/ Clayton Gordon</title>
			<pubDate><![CDATA[Tue, 31 Mar 2026 21:43:18 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/2026/03/20/steady-leadership-in-unsteady-times-stephen-hladik-on-guiding-legal-league-through-crisis-and-change/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/20/steady-leadership-in-unsteady-times-stephen-hladik-on-guiding-legal-league-through-crisis-and-change/]]></link>
			<title>Steady Leadership in Unsteady Times: Stephen Hladik on Guiding Legal League Through Crisis and Change</title>
			<pubDate><![CDATA[Tue, 31 Mar 2026 21:34:12 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/podcast/housing-affordability-supply-vs-regulation/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/podcast/housing-affordability-supply-vs-regulation/]]></link>
			<title>Housing Affordability: Supply vs. Regulation w/Joseph Gyourko</title>
			<pubDate><![CDATA[Tue, 31 Mar 2026 21:23:33 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/2026/03/31/u-s-homeowners-turn-to-haf-support-for-answers/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/31/u-s-homeowners-turn-to-haf-support-for-answers/]]></link>
			<title>U.S. Homeowners Turn to HAF Support for Answers</title>
			<pubDate><![CDATA[Tue, 31 Mar 2026 20:43:26 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/02/28/why-partnership-programs-are-reshaping-mortgage-servicing/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/02/28/why-partnership-programs-are-reshaping-mortgage-servicing/]]></link>
			<title>Why Partnership Programs Are Reshaping Mortgage Servicing</title>
			<pubDate><![CDATA[Tue, 31 Mar 2026 17:28:29 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/04/02/chicago-to-invest-300m-in-affordable-housing-add-more-than-1200-units/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/04/02/chicago-to-invest-300m-in-affordable-housing-add-more-than-1200-units/]]></link>
			<title>Chicago Commits $300M to Affordable Housing </title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 20:55:56 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/award-for-servicing-excellence/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/award-for-servicing-excellence/]]></link>
			<title>MortgagePoint Award for Mortgage Servicing Excellence</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 22:33:06 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/award-for-agent-broker-excellence/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/award-for-agent-broker-excellence/]]></link>
			<title>MortgagePoint Award for Agent &#038; Broker Excellence</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 22:21:11 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://themortgagepoint.com/2026/03/30/u-s-renters-priced-out-as-many-feel-homeownership-is-still-out-of-reach/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/30/u-s-renters-priced-out-as-many-feel-homeownership-is-still-out-of-reach/]]></link>
			<title>Out of Reach: America’s Rental Market Splinters as Affordability Crisis Deepens</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 22:05:43 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/award-for-tech-excellence/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/award-for-tech-excellence/]]></link>
			<title>MortgagePoint Award for Tech Excellence</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 21:38:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/excellence-awards-2026/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/excellence-awards-2026/]]></link>
			<title>MortgagePoint Excellence Awards 2026</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 21:35:14 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/]]></link>
			<title>Home</title>
			<pubDate><![CDATA[Fri, 20 Mar 2026 09:25:02 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/04/02/cost-conscious-renters-reshaping-u-s-market-trends/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/04/02/cost-conscious-renters-reshaping-u-s-market-trends/]]></link>
			<title>Cost-Conscious Renters Reshaping U.S. Market Trends</title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 20:58:27 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/30/california-communities-get-final-warning-over-housing-law-violations/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/30/california-communities-get-final-warning-over-housing-law-violations/]]></link>
			<title>California Issues ‘Final Warning’ to Cities Over Housing Law Violation</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 21:08:28 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/30/crosscountry-to-acquire-two-after-it-ended-merger-agreement-with-uwmc/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/30/crosscountry-to-acquire-two-after-it-ended-merger-agreement-with-uwmc/]]></link>
			<title>CrossCountry Mortgage Strikes Deal to Acquire Two Harbors After UWMC Split</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 21:07:59 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/30/fed-chair-no-need-to-raise-rates-because-of-oil-shock/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/30/fed-chair-no-need-to-raise-rates-because-of-oil-shock/]]></link>
			<title>Fed Chair: Powell Signals No Rate Hike Despite Rising Oil Prices</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 21:06:27 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/25/ai-job-concerns-affecting-u-s-homebuyers/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/25/ai-job-concerns-affecting-u-s-homebuyers/]]></link>
			<title>AI Job Fears Weigh on U.S. Homebuyer Confidence</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 17:55:15 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/26/examining-2026-rental-housing-market-trends/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/26/examining-2026-rental-housing-market-trends/]]></link>
			<title>Report: Rental Affordability Crisis Persists Despite Cooling Rents </title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 17:55:08 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/26/mamdani-appeals-court-order-expanding-rental-assistance-program/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/26/mamdani-appeals-court-order-expanding-rental-assistance-program/]]></link>
			<title>NYC Mayor Appeals Court Order Expanding Rental Assistance Program </title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 17:55:01 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/miran-says-fed-could-cut-balance-sheet-by-2t-without-market-turmoil/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/27/miran-says-fed-could-cut-balance-sheet-by-2t-without-market-turmoil/]]></link>
			<title>Miran Says Fed Could Cut Balance Sheet by $2T Without Market Turmoil</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 17:54:54 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/rental-supply-driving-u-s-rent-growth/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/27/rental-supply-driving-u-s-rent-growth/]]></link>
			<title>Rising Rental Supply Eases Pressure on U.S. Tenants</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 20:15:10 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/record-number-of-home-sale-agreements-fell-through-in-february/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/27/record-number-of-home-sale-agreements-fell-through-in-february/]]></link>
			<title>U.S. Home-Sale Cancellations Hit Record in February</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 20:11:52 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-stern-eisenberg/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-stern-eisenberg/]]></link>
			<title>Black Book Profile: Stern &amp; Eisenberg</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 17:26:04 +0000]]></pubDate>
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			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-schneiderman-sherman-pc/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-schneiderman-sherman-pc/]]></link>
			<title>Black Book Profile: Schneiderman &amp; Sherman, PC</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 17:18:42 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-mccarthy-holthus-llp/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-mccarthy-holthus-llp/]]></link>
			<title>Black Book Profile: McCarthy &amp; Holthus, LLP</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 16:59:41 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-mccalla-raymer-leibert-pierce-llp/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-mccalla-raymer-leibert-pierce-llp/]]></link>
			<title>Black Book Profile: McCalla Raymer Leibert Pierce, LLP</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 16:44:31 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-law-offices-of-manganelli-leider-savio-p-a/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-law-offices-of-manganelli-leider-savio-p-a/]]></link>
			<title>Black Book Profile: Law Offices of Manganelli, Leider &amp; Savio, P.A.</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 16:35:26 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-hladik-onorato-federman-llp/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-hladik-onorato-federman-llp/]]></link>
			<title>Black Book Profile: Hladik, Onorato &amp; Federman, LLP</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 16:21:58 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/20/legal-league-chair-david-demers-on-competition-compliance-and-the-power-of-participation/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/20/legal-league-chair-david-demers-on-competition-compliance-and-the-power-of-participation/]]></link>
			<title>Legal League Chair David Demers on Competition, Compliance, and the Power of Participation</title>
			<pubDate><![CDATA[Thu, 26 Mar 2026 21:19:23 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/25/multifamily-commercial-delinquencies-experience-varying-trends-in-q4/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/25/multifamily-commercial-delinquencies-experience-varying-trends-in-q4/]]></link>
			<title>Mixed Trends for Q4 Multifamily, Commercial Delinquencies</title>
			<pubDate><![CDATA[Wed, 25 Mar 2026 21:39:17 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/26/zions-bancorporation-to-acquire-fannie-mae-freddie-mac-business-line/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/26/zions-bancorporation-to-acquire-fannie-mae-freddie-mac-business-line/]]></link>
			<title>Zions Bancorporation to Acquire Fannie Mae, Freddie Mac Business Line</title>
			<pubDate><![CDATA[Thu, 26 Mar 2026 20:55:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/26/examining-u-s-cities-with-the-highest-debt-delinquencies/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/26/examining-u-s-cities-with-the-highest-debt-delinquencies/]]></link>
			<title>Where Americans Are Falling Behind on Debt Payments the Most </title>
			<pubDate><![CDATA[Thu, 26 Mar 2026 20:54:25 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://themortgagepoint.com/2026/03/25/treasury-council-issues-proposed-guidance-on-nonbank-financial-company-designations/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/25/treasury-council-issues-proposed-guidance-on-nonbank-financial-company-designations/]]></link>
			<title>Treasury Council Issues Proposed Guidance on Nonbank Financial Company Designations</title>
			<pubDate><![CDATA[Thu, 26 Mar 2026 02:42:10 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-cooke-demers-llc/]]></guid>
			<link><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-cooke-demers-llc/]]></link>
			<title>Black Book Profile: Cooke Demers, LLC</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 16:12:46 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://themortgagepoint.com/2026/03/27/black-book-profile-bonial-associates-p-c/]]></guid>
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