Jay Arneja is Expert Relationship Manager, Global Channels & U.S. Mortgage Partnerships with nCino. She has more than 25 years of mortgage industry experience, including leadership roles at MERS and Freddie Mac. She has helped countless mortgage companies optimize their deployment of technology. Arneja is a vocal advocate for wider industry adoption of solutions that make mortgages more efficient and cost-effective for borrowers and financial institutions alike. She serves on the board of Next Step Network, a nonprofit working to expand sustainable homeownership through factory-built housing.