Jeff Osheka, SVP, Mortgage Vertical Leader at REPAY, has been in the financial services industry for more than three decades, beginning his career in the mortgage servicing industry with Ryan Financial Services and NVR Mortgage. His 15 years of experience in mortgage originations, servicing, and secondary marketing have provided him with a unique understanding of all facets of the industry. He has devoted his career working with technology firms to innovate and expand the efficiencies of the industry. His work with organizations such as Ellie Mae, Ultraprise, ZC Sterling, Decade Systems, Lydian Data Services, ISGN, Sagent, and SitusAMC has provided him insight, knowledge, and experience of the challenges of both originators, servicers, and the overall capital market. He has been a speaker at various regional and national mortgage related conferences, and is a muti-published author.