The MortgagePoint Excellence Awards allow industry organizations to submit nominations showcasing their areas of expertise, demonstrating what sets them apart from the competition, and explaining why their leadership attracts and retains top-tier talent.
Recognizing the most innovative technology providers in the mortgage industry, MortgagePoint’s Tech Excellence Awards highlight the companies that have developed cutting-edge solutions, improved operational efficiencies, and enhanced the mortgage process through technology.
These organizations are on the cutting edge of serving the mortgage, real estate, or housing markets, providing technology or software designed to serve those markets. We invite you to meet our recipients of MortgagePoint’s Tech Excellence Awards for 2026.
Tavant
Tavant is transforming the mortgage industry through its AI-first approach and its flagship TOUCHLESS® AI Mortgage Origination Suite. Powered by Agentic AI, TOUCHLESS unifies automation, document intelligence, underwriting, decisioning, and borrower engagement into a single intelligent platform that delivers measurable business outcomes across the entire mortgage lifecycle.
Designed to seamlessly integrate with existing loan origination and point-of-sale systems, TOUCHLESS combines AI-powered document analysis, AI-assisted underwriting, Agentic AI Assistants, and dynamic workflow orchestration to automate complex lending processes and enable real-time, data-driven decision-making. Lenders using the platform achieve significant operational improvements, including a 60% reduction in origination time, a 77% decrease in underwriting and processing costs, a three-day reduction in processing timelines, and approximately $2,000 in operational savings per loan.
At the center of the platform is MAYA®, Tavant’s intelligent AI assistant, which provides proactive, human-like support to borrowers, loan officers, processors, and underwriters.
Available 24/7, MAYA guides users through applications, condition clearing, and loan program selection while reducing errors, minimizing abandonment, and increasing lead conversion through personalized engagement.
Expanding beyond origination, Tavant recently introduced the TOUCHLESS Servicing Portal, creating a unified origination and servicing ecosystem that supports more than 400,000 borrowers nationwide. Powered by MAYA, the portal enables self-service, personalized borrower assistance, and seamless transitions from servicing to refinancing while deflecting up to 80% of routine servicing inquiries.
Built with embedded compliance controls, real-time risk monitoring, and secure data protection capabilities, TOUCHLESS helps lenders maintain adherence to evolving regulatory requirements while improving efficiency and borrower satisfaction. More than an automation platform, TOUCHLESS represents a fundamental reimagining of mortgage lending by delivering the industry’s most comprehensive AI-powered ecosystem for lenders and borrowers alike.
Total Expert
Total Expert’s Customer IQ and AI Sales Assistant are transforming the way mortgage lenders identify opportunities and take action. Customer IQ is an always-on context engine that analyzes an extensive set of borrower data and insights to surface high-intent leads, identifying opportunities for lenders to engage customers in the moments that matter on their financial journey. By analyzing loan history, credit events, life milestones, and market conditions, it creates a dynamic profile of each borrower’s readiness to act.
It feeds that context into AI Sales Assistant, a mortgage-specific AI agent that reaches out to engage customers in personalized, relevant conversations, gathers information, and pre-qualifies borrowers, handing off warm opportunities to originators. Unlike generic AI tools, this agent understands mortgage compliance requirements, loan products, and the nuances of borrower communication. This ensures that every customer interaction is tailored to their needs and delivers unmatched value.
Importantly, these technological enhancements don’t replace human expertise; they empower loan officers to scale engagement, increase productivity, and dedicate their skills to more meaningful conversations with borrowers. Together, these tools help lenders recapture borrowers who would otherwise have gone elsewhere while freeing originators from manual prospecting.
Clients report accelerated pipeline velocity and stronger retention metrics, with some institutions attributing millions in recaptured loan volume to the platform’s capabilities. For mid-sized lenders competing against larger institutions, this capability levels the playing field by automating processes that typically require enterprise-scale teams.
Total Expert is the mortgage industry’s Customer for Life company (Platform) because it delivers the context and technology framework lenders need to create powerful, sustainable relationships—allowing originators to assist customers at the precise moment they need it while scaling their business by turning one-time transactions into lasting, repeat customers.
Valligent
Valligent, a Veros Software company, is reshaping housing finance processes by replacing outdated valuation workflows with rapid, tech-forward solutions. Blending deep industry expertise with advanced mobile video streaming and data capture, Valligent’s Virtual Property Valuation Suite accelerates the valuation lifecycle while driving uncompromising accuracy and confident decision-making.
A virtual inspection utilizes live, guided mobile video to allow an inspector to remotely walk a homeowner through their property, capturing high-resolution images and data in real time. The comprehensive ecosystem includes ValINSPECT Virtual, ValPRAZE, Virtual eVAL, Hybrid Appraisals, and the 1004D Virtual. These proprietary tools systematically eliminate delays, remove the logistical burden of physical travel, and expedite loan decisions. This approach has proven highly effective, even in notoriously complex rural markets.
In 2025, Valligent expanded its market leadership by launching on-demand ordering for virtual inspections. This allows lenders to initiate data collection immediately without the friction of traditional scheduling. Valligent also executed innovative pilot programs with a GSE for modernized automated valuation models and condition-based evaluation solutions.
By providing a complete spectrum of services ranging from automated valuation models and bifurcated valuations to traditional appraisals, Valligent equips lenders with a fully agile and scalable valuation infrastructure.
The impact of this technological shift is validated by overwhelming consumer adoption. A survey of thousands of virtual inspection users revealed a strong preference for the Valligent model. A striking 97% of users reported complete satisfaction, while 98% found the platform exceptionally easy to navigate and praised the clear communication from inspectors. Homeowners prioritize these virtual solutions for their convenience and speed. By championing this technological adoption, Valligent is drastically reducing operational costs for housing
finance stakeholders, compressing turn times, and establishing the definitive new standard for the modern appraisal experience.
Veros
Veros Real Estate Solutions (Veros®) empowers the housing finance industry with next-generation valuation technology. As the technology architect behind the Uniform Collateral Data Portal® (UCDP®), Veros is leading the transition to the new Uniform Appraisal Dataset (UAD) 3.6 standard, a major modernization effort enabling stakeholders to navigate evolving requirements with confidence.
Veros delivers the mission-critical infrastructure powering UCDP®, the central appraisal data gateway for the GSEs. Partnering with both GSEs since 2022, Veros translated complex requirements into scalable solutions, ensuring UCDP 3.6 readiness well ahead of schedule. Veros also extended this collaboration to the Federal Housing Administration® (FHA®) to support UAD 3.6 alignment within the Electronic Appraisal Delivery (EAD) portal, modernizing how appraisal data is structured and analyzed.
The technical complexity of the UAD 3.6 transition centers on moving from legacy flat-file structures to a robust MISMO XML schema. This shift requires managing higher data granularity and hundreds of new property attributes. Veros engineered sophisticated logic to support these enhanced structures while maintaining seamless backward compatibility. This ensures automated validation rules remain precise and resolves technical hurdles without compromising submission speed.
The success of this multi-year rollout is evident. Veros seamlessly expanded the UCDP® platform, which processes millions of submissions each month, to support the new validations. Furthermore, Veros provided extensive educational resources, including webinars and individualized support, enabling direct integrators to complete readiness early, thereby reducing integration costs and operational risks.
By modernizing appraisal data delivery for the GSEs and FHA, Veros continues to drive organizational growth. Increasing demand for its technology highlights its role in strengthening industry analytic capabilities, improving quality across the loan lifecycle, and solidifying its position as a trusted real estate technology leader.
