Market Trends
Demetria C. Lester
January 19, 2026
Stephen Miran, whose term ends this month, told Bloomberg Television’s Surveillance program that Fed officials had room to further reduce rates, given his opinion that underlying inflation was likely running at 2.3%.
The president suggested the Fannie Mae and Freddie Mac purchase would reduce borrowing costs, but analysts warn benefits may be short-lived.
Active listings climbed year-over-year in December, but weak buyer demand, slower sales, and falling prices underscored the uneven and regionally divided housing market as 2025 came to a close.
Despite modest declines in mortgage rates and quarter-over-quarter improvements in many markets, homeownership remained less affordable than historic norms in nearly every U.S. county in Q4 2025.
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