Market Trends
Demetria C. Lester
February 20, 2026
The typical U.S. homebuyer’s down payment price saw a slight decrease year-over-year in December, according to Redfin experts, with housing costs and increased negotiating power driving buyers to spend less upfront.
Home listings are piling up in more metros nationwide, and home shoppers can look forward to more buyer-friendly conditions with inventory continuing to surge as the end of Q1 2026 approaches.
Advances in AI are unlikely to push down interest rates in the short term, a key Federal Reserve official said Tuesday, in contrast to Fed Chair nominee Kevin Warsh’s remarks regarding borrowing costs.
According to Fed Vice Chair for Supervision Michelle Bowman in a speech on Monday, the central bank is preparing to ease U.S. bank capital requirements in a drive to encourage lenders to provide more mortgages for American homebuyers.
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