Default Servicing
Demetria C. Lester
July 24, 2026
A recent draft letter to mortgage lenders detailing the Reinstatement Advance Payment (RAP) proposal indicates that, due to the rise in FHA foreclosures, one way HUD could lessen its losses is by eliminating lower-priority liens on partial claims.
The revised analysis of by-peril claims trends in the 2026 LexisNexis U.S. Home Trends Report indicates that the severity of all peril claims reached a record high in 2025, marking a significant increase from 2024 and a near-100% rise compared to 2019.
Budget-conscious Americans looking to enter the housing market are finally experiencing some relief, as the national availability of starter homes is starting to increase, according to Realtor.com, despite housing recovery remaining slow and significantly varying by region.
Although California’s “billionaire tax” remains a high-profile and prominent issue, CNBC has indicated that other ballot initiatives are centered around property taxes on homes, a type of taxation that affects the most significant asset for many Americans.
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